Saturday, April 6, 2019

Blue Cross Blue Shield Sc Dental

Blue Dental SM offers dental coverage with comprehensive dental networks flexible plan designs and easy administration to employers with five or more employees. Check your plan for details.

Bluecross Blueshield Of South Carolina Customer Advocate Salaries In The United States Indeed Com

Dentists That Take Blue Cross Blue Shield Near Me and 4 reasons you need regular dental checkups Share this Article.

Blue cross blue shield sc dental. BlueCross BlueShield of South Carolina. Calling Blue Cross Blue Shield FEP Dental at 1-855-504-BLUE 2583 dial 711 for TTY relay services. So you dont pay anything out-of-pocket when visiting a PPO dentist for a semi-annual check up.

Non-Discrimination Statement and Foreign Language Access. Box 551 Minneapolis MN 55440-0551. Otherwise the Default Option will be used.

BlueCross BlueShield of South Carolina. Instructions for submitting your claim are on the claim form available here. Dental insurance from Blue Cross Blue Shield of Massachusetts covers preventive care such as annual dental cleanings as well as services related to fillings crowns and extractions.

Make the most of your dental benefits. These providers are Blue Cross and Blue Shield contracted dentists. This means that BlueChoice can get a complete.

When employers have dental and medical benefits with BlueChoice HealthPlan their employees have a whole-health approach to their dental care. Zocdoc helps you find Dentists in Myrtle Beach and other locations with verified patient reviews and appointment availability that accept Blue Cross Blue Shield. You can nominate them to be included.

Call State Dental customer service toll-free at 888 214-6230 or in Columbia at 803 264-7323. Our Find a Dentist tool can help you locate a dentist by name facility location andor specialty. Select Blue Cross Blue Shield Global or GeoBlue if you have international coverage and need to find care outside the United States.

Sending a letter to Blue Cross Blue Shield FEP Dental PO. Sending a letter to Blue Cross Blue Shield FEP Dental PO. Search for Doctors Hospitals and Dentists Blue Cross Blue Shield members can search for doctors hospitals and dentists.

Most dental clinics across the state do not provide services to patients with HIVAIDS and the Columbia Oral Health Clinic is the only dental clinic in the city serving this population. Calling Blue Cross Blue Shield FEP Dental at 1-855-504-BLUE 2583 dial 711 for TTY relay services. Facebook Twitter LinkedIn Youtube Live Life Blue Instagram RSS.

Zocdoc helps you find Dentists in Bluffton and other locations with verified patient reviews and appointment availability that accept Blue Cross Blue Shield and other insurances. The Foundation provided a grant to assist with the upgrade of. In the United States Puerto Rico and US.

How Dental Blue Helps Keep You Healthy Dental Blues comprehensive coverage includes regular dental checkups at no cost to you. All Blue Dental Plans cover in-network preventive dental services at 100 when you see a PPO provider. For information by phone.

All appointment times are guaranteed by our Bluffton Dentists. Find Blue Cross Blue Shield Dentists in Bluffton South Carolina make an appointment online instantly. Blue Cross Blue Shield Settlement co JND Legal Administration PO Box 91390 Seattle WA 98111.

Outside the United States. Or call your dental office and ask if they are part of the BlueCross BlueShield of South Carolina provider network. We also have one of the largest networks in country making finding care easy anytime you need it.

With Blue Cross and Blue Shield of Alabama all of our dental plans include regular dental exams x-rays and routine cleanings at no extra cost. Non-Discrimination Statement and Foreign Language Access. Is your dentist not in our network.

A healthy smile is an important part of your overall health. A good and affordable dental insurance plan is essential if you want to avoid the risk of having to pay out thousands of dollars on the spot for emergency dental careor even minor procedures as a result of needing a cavity or a root canal. Get three free cleanings and more.

Use our Participating Dental Provider Nomination Form. Facebook Twitter LinkedIn Youtube Live Life Blue Instagram RSS. Thats why BCBS FEP Dental offers the supplemental coverage you and your family need to keep your teeth healthy including three free cleanings a year.

Box 551 Minneapolis MN 55440-0551. The number of locations and unique dentists is accurate as of 1119. Find Blue Cross Blue Shield Dentists in Myrtle Beach South Carolina make an appointment online instantly.

Our Enhanced Dental Benefits Offer. If you select the Alternative Option you must submit relevant data or records showing a higher contribution percentage.

Friday, April 5, 2019

Covered Ca Last Day To Apply

The new deadline means that anyone who meets Covered Californias eligibility requirements which are similar to those in place during the regular open-enrollment period can apply for coverage through July 31. Wednesdays second deadline is for people who have not yet signed up for coverage.

Covered California The Official Site Of California S Health Insurance Marketplace

If you sign up between Jan.

Covered ca last day to apply. Medi-Cal enrollment is year-round and you dont need a life event to apply. If you want to be insured come January 1 2020 you need to apply by Sunday Dec. The last day to update or change your health plan is Dec.

Types of Careers at Covered California. Sunday is the last day for open enrollment through Covered California The Sacramento Bee. Covered California - Apply.

Marked as an application with a special qualifying life event of permanently moved to California within the last 60 days Submitted no later than the Covered California deadline of November 15th It can be a little tricky. You lose your employer-sponsored coverage. Thats why health reps say right now is a good time to apply.

You lose Medi-Cal coverage. You still have until January 15 2019 to enroll for plans beginning February 1 2019. See below for ways to sign up.

Needing coverage due to COVID-19. The cutoff date for enrollment is Jan. Read the HCAs consumer guide to special enrollment periods.

Last day for consumers to apply for 2019 health coverage plans. James Scullary from Covered California tells Action News Now the state added new subsidies to help lower the cost of coverage. Types of Careers at Covered California.

Details can be found at. January 1st 2019 health insurance coverage starts. Its the last day to sign up for a plan that begins on Feb.

Tuesday is the last day to enroll in a health plan in California two weeks earlier than the end-of-the-January deadline set in previous years. January 15th Open enrollment ends. The following are the rewarding career areas where we have employment opportunities.

Coverage will start on the first day of the month following plan selection for these life events. Losing Medi-Cal or job-based coverage if you apply and select a plan before the last day of your Medi-Cal or employer coverage your new coverage starts on the first day of the month. Employees at Covered California are eligible for a number of comprehensive benefit programs available from the State of California.

You can apply for Medi-Cal at any time. CalHR Free Lunchtime Seminars on applying to State Civil Service. Consumers who start an application before midnight.

Today is the last day of Covered CAs open enrollment. Covered California - Apply. Jobs Fairs and Events.

This is a tutorial on how to create a Covered Califor. Click on the links below to learn more about each Division and find a listing of classifications used in each listed from. Visit httpbitly13gNt1t to find free in-person help near you.

And if you have circumstances that change you may be eligible for a special enrollment period to sign up for Covered CA. Health benefits and leave programs are available for most permanent full-time employees and some permanent intermittent part-time employees Ranging from Healthcare retirement work life savings and the list goes on. Get coverage within 60 days of a major life change.

Video Tutorials for Job Seekers. If client applied renew made changes by December 15th and made a binder payment. February 1st Health insurance coverage starts for those who enrolled into a health plan by January 15th.

Deadline for June 1 Coverage. You can apply for coverage through Covered California at any time if you experience a qualifying life event. Saturday December 15 is the last day to enroll in Covered California for plans beginning January 1 2019.

Thursday, April 4, 2019

Blue Cross Blue Shield Of Texas Provider Phone Number

57 Zeilen 800-831-2400 Blue Cross - Dental 800-377-4418 Federal Employee. 9020 Ii Capitl Of Txs Ste Austin TX.

Blue Cross Blue Shield

At Blue Cross and Blue Shield of Texas BCBSTX we are committed to providing support to physician practices.

Blue cross blue shield of texas provider phone number. If you have any questions or need assistance Blue Access for Employers puts the power of searching at your fingertips. Weve designed useful tools for health care providers. Our form finder can retrieve your often used forms in an instant.

Blue Cross Blue Shield members can search for doctors hospitals and dentists. Its helpful if you have your provider number or NPI and if applicable the members ID number account number and claim number handy when you call. If you do not have online access use our automated phone system for eligibility and benefits and other self-service requests.

Monday - Friday 8 am. Request a quote from other similar providers. BCBSTX is a Division of Health Care Service Corporation which operates Blue Cross and Blue Shield plans in Texas Illinois Montana.

Outside the United States. Select Blue Cross Blue Shield Global or GeoBlue if you have international coverage and need to. CT Saturday 6 am.

Please note that this number is used solely to receive calls from BCBS members seeking assistance and never to make calls to BCBS members. If you suspect any person or company of defrauding or attempting to defraud Blue Cross and Blue Shield of Texas please call our toll-free hotline at 800 543-0867. Provider Network Management Blue Cross and Blue Shield of Texas Arboretum Plaza II 9442 Capital of Texas Hwy N Suite 500 Austin TX 78759 Phone.

View Provider Network Consultant Assignments. In the United States Puerto Rico and US. CT Sunday - Closed.

Blue Cross and Blue Shield of Texas. Learn about insurance options for Individuals Families or Employers or get connected with your local Blue Cross Blue Shield company by calling 8886302583. Blue Cross and Blue Shield of Texas.

800 735-2989 for the hearing-impaired Customer Service Numbers. Verify benefits or eligibility for BlueCard members 1-800-676-BLUE 2583. 63 Zeilen Virginia Anthem Blue Cross and Blue Shield 800 552-6989 800 860.

Blue Cross and Blue Shield of Texas BCBSTX the only statewide customer-owned health insurer in Texas is the largest provider of health benefits in the state working with nearly 80000 physicians and 500 hospitals to serve 5 million members in all 254 counties. The Help Center which features an. Blue Cross and Blue Shield of Texas.

Call 1-800-252-8039 to access free confidential consultation services or to speak with a BCBSTX Personal Health Assistant. Whether doing research or streamlining billing these tools can help you evaluate costs save time improve service and more. If you need help with things like changing appointments or finding a new provider or you need a consultation with a mental health clinician were here for you.

For Customer Service please call the number on the back of your ID card or call one of the following numbers. Were always looking out for your companys bottom line as well. This provider has not enabled messaging on Yelp.

Thats why Blue Access includes reporting tools designed to help you track and better control your health care spending. If you receive a call that appears to originate from this number the call is likely fraudulent or malicious and.

Define Hmo Plan

A network is made up of providers that have agreed to lower their rates for plan members and also meet quality standards. Well spell it out for you.

What Is An Hmo Plan And Other Helpful Health Insurance Insider Tips Thinkhealth

HMOs have their own network of doctors hospitals and other healthcare providers who have agreed to accept payment at a certain level for any services they provide.

Define hmo plan. One of the first decisions you will need to make is which type of plan is right for you. Internal requirements for room sizes and cookingwashing facilities are set out in adopted amenity and space standards for licensed and non-licensable HMOs. Youve probably heard the terms health maintenance organization HMO and preferred provider organization PPO but do you really understand the differences between the.

There are a lot of decisions to make when it comes to choosing a health insurance plan. PPO stands for preferred provider organization. These plans can be great for families looking for an affordable way to.

Most health insurance plans are serviced through either a preferred provider organization PPO or a health maintenance organization HMO. This allows the HMO to. An Overview of HMO Plans An HMO is not really that complex.

HMO POS PPO all of these signify different plan types. HMO stands for health maintenance organization. This sets out the definition of HMOs and controls the standard and safety of accommodation.

All these plans use a network of doctors and hospitals. HMO Health Insurance Plans An HMO gives you access to certain doctors and hospitals within its network. 2 But they tend to have lower monthly premiums than plans that offer similar benefits but come with fewer network restrictions.

This is in contrast to PPOs. POS stands for point of service. All these plans use a network of physicians hospitals and other health care professionals to give you the highest quality care.

The difference is how big those networks are and how you use them. PPO stands for preferred provider organization. Visiting a physician or facility outside of that group of providers means that you have to foot the entire bill yourself except in the case of an emergency.

The difference between them is the way you interact with those networks. But unlike PPO plans care under an HMO plan is covered only if you see a provider within that HMOs network. The network is a collection of medical providers and healthcare facilities that have met the standards of the insurance company and have agreed to reduce their rates for network members.

If your coverage is an HMO youll need to pick a primary care physician or your insurer will pick one for you and that person will serve as a gatekeeper meaning that youll need to see your primary care physician for a referral before you can see a specialist. Health Maintenance Organization HMO HMOs require primary care provider PCP referrals and wont pay for care received out-of-network except in emergencies. Health maintenance organizations or HMOs are a type of health insurance plan.

HMO stands for health maintenance organization. Short for Health Maintenance Organization HMOs are types of plans that allow you to visit a select network of doctors and specialists who work with your health insurance provider. HMO stands for health maintenance organization.

Whilst these standards are guidance failure to comply. Health Maintenance Organization HMO Plans An HMO health insurance plan consists of a network of doctors and hospitals from which you can receive treatment. Provides basic and supplemental health services to its members.

Under current US legal code an HMO is defined as a public or private entity that meets both of the following requirements. HMO plans Health Maintenance Organization An HMO health insurance plan gives you access to medical providers and hospitals within its network.

Tuesday, April 2, 2019

Dental Insurance Immediate Coverage

However dental treatment such as fillings crowns and bridges usually have a waiting period before. And so the dental insurance immediate coverage is in such demand among people.

Medico Dental Insurance Portfolio

Dental Plans Instant Coverage Savings With Immediate Use Get affordable dental plans and apply online for coverage all without an agent.

Dental insurance immediate coverage. Plans Start At 1897month. Next Day Immediate Dental Insurance - 0 deductible 200 for cleanings per year and can be used at any dentist. It is usual for dental insurance policies to offer immediate cover for dental maintenance such as check-ups and hygienist visits.

Our plans are designed to help those that are in need of major dental work soon and need help with the outrageous out-of-pocket dental bills. Waiting periods differ from plan to plan but there is typically no waiting period for preventive or diagnostic services such as routine cleanings and basic exams. But theres usually a limit on how much you can claim for.

Waiting periods for dental insurance refer to the time between purchasing a plan and when you can actually take advantage of certain benefits. Most dental insurance and plan companies have waiting periods that range from six months to twelve months putting their members in a bad spot during emergencies. Itll include things like routine check-ups dental treatments and accidents and emergencies.

You will have over 172000 dental practice locations. Utilizing the Aetna Dental Access network the Dental Access plan provides you and your family with savings on a wide variety of dental servicesSave on cleanings fillings braces root canals crowns dentures and more Plus you wont have to wait 6 or 12 months for basic or major services. A dental benefit waiting period is the amount of time after purchasing a dental insurance plan that you must wait before you are eligible to receive benefits for treatment.

The biggest downside to a dental insurance policy is that there are annual maximums. These policies typically work by you paying out for the dental treatment upfront and then claiming back the money from your insurer. This sounds great until you read the fine print about coverage limits.

No Deductible Works At Any Dentist Next Day Coverage 200 for Cleanings Every Year and Affordable Benefits - Affordable Next Day Dental Insurance - No Deductible - Any Dentist - DentalQUICK. Advertentie Unlimited access to Dental Insurance market reports on 180 countries. Tap into millions of market reports with one search.

You will not have this issue with a dental savings plan since there are not any annual maximums. Dental insurance will help cover the cost of any dental treatment you need. This means that once you hit that annual maximum you will no longer have any coverage for the rest of the year and will have to pay out of pocket 100.

Dental services and dental insurance immediate coverage. So in the early and middle age people basically turn to the dentist for dental treatment and sometimes for the removal of teeth. Limited plans only cover major restorative dental care at this level after a lengthy waiting period of 6-12 months.

They typically cost at least twice as much as more restricted plans - 780 a year for an individual for a plan that has a maximum annual benefit of 2500 compared to 350 a. No Waiting Period Dental Insurance for Major Work Major dental work or Class III services are frequently covered at a rate of 50 percent. Humana Individual dental and vision plans are insured or offered by Humana Insurance Company HumanaDental Insurance Company Humana Insurance Company of New York The Dental Concern Inc CompBenefits Insurance Company CompBenefits Company CompBenefits Dental Inc Humana Employers Health Plan of Georgia Inc.

Although its possible to get dental care on the NHS this doesnt mean its free. Apply today and be approved as soon as tomorrow. This dental coverage can help you take care of check-ups cavities gum disease and major dental work.

Amazing dental insurance benefits such as. While many of us would just assume all benefits would be available immediately waiting periods are used by dental insurance companies to protect themselves from individuals who only buy coverage because they are faced with an expensive dental. Tap into millions of market reports with one search.

But dont assume all policies are the same. Advertentie Unlimited access to Dental Insurance market reports on 180 countries. There are many directions in dentistry.

When you know you need dental care this plan offers the most coverage of our 3 dental insurance plans. Or Humana Health Benefit Plan. In a nutshell dental insurance covers routine and emergency dental work and some policies include worldwide cover.

Dental insurance plans that come the closest to the description covers everything are typically referred to as indemnity or fee-for-service dental insurance plans. 2 This is also our only dental plan with coverage for braces and other orthodontia capped at a 1000 lifetime limit and 12-month waiting period applies.

Regence Blue Cross Blue Shield Dental Providers

Dont have a member account yet. Get medical insurance for your life and budget.

Regence Group Administrators

Use our Find a doctor tool to quickly verify the information about your practice and the networks you participate in.

Regence blue cross blue shield dental providers. Select a link below to open a new browser window and search for dental providers within our network. Contracting - After completing the credentialing. Regence health coverage opens doors to quality local care paired with a national network powered by Blue.

Select your health plan from the options listed to find medical dental and vision providers and pharmacies in your plans network and to get information on hearing aids. Availity is a separate and independent company that provides secure access to eligibility benefits and claims-related information for Regence members. On average patients who use Zocdoc can search for a Dentist who takes Regence Blue Cross Blue Shield insurance book an appointment and see the Dentist within 24 hours.

Or click Cancel to remain on the current site. We have consolidated our resources for dental providers to make it easier to find the tools and information you need. Our overseas network includes over 13000 providers.

Members can use Find a doctor to get results that are personalized to their networks and benefits. The Blue Cross Blue Shield Association is an association of 35 independent locally operated Blue Cross andor Blue Shield companies. Same-day appointments are often available you can search for real-time availability of Dentists who accept Regence Blue Cross Blue Shield insurance and make an appointment online.

Additional details and links to exclusive discounts can be found in the brochure. Availity Gives You the Tools You Need. Select Blue Cross Blue Shield Global or GeoBlue if you have international coverage and need to find care outside the United States.

Find a doctor will also help ensure you refer patients to in-network providers to minimize their out-of-pocket expenses. Search for Dental PPO Providers. If youre a member you can access additional provider information such as address phone number and specialty by searching for providers using your MyBlue account here.

Find an Overseas Provider. Completion of the credentialing process takes 30-60 days. Credentialing - All providers must be credentialed before they can participate on our networks.

Find the best doctors clinics specialists and hospitals outside the US. Please note on the next page only the information in the yellow box applies to DSM. Please enter your credentials.

You are now leaving Horizon Blue Cross Blue Shields website for DSM employees. Or sign in and get specific information just for your plan. We will notify you once your application has been approved or if additional information is needed.

View our application checklist and submit an application. Blue Cross Blue Shield members can search for doctors hospitals and dentists. Download Provider Savings Brochure.

Dental Blue News Get the latest news for dental providers in the Blue Cross NC network. Learn More About BlueCare Dental PPO SM for Groups. If you choose to access other websites from this website you agree as a condition of choosing any such link or access that Arkansas Blue Cross and Blue Shield ABCBS is not and shall not be responsible or liable to you or to others in any way for your decision to link to such other websites.

We contract with providers and facilities to form networks essential for delivery of dental services to our members. Same-day appointments are often available you can search for real-time availability of Dentists in Portland who accept Regence Blue Cross Blue Shield insurance and make an appointment online. View your credentialing status in Payer Spaces on the Availity Provider Portal.

Dental Blue Book eManual View or download our online guide to policies and procedures for dental providers. Our Dental Provider Savings Program offers network providers discounts of up to 40 on in-demand products PPE equipment scanners lab services implants clear aligners dentures and turnkey teledentistry solutions for your office. Clicking the Help Training link in the Availity portal menu.

Apply for Enrollment and Credentialing Get guidelines and instructions for applying for credentialing as a dental provider. Individuals Families Medicare For Employers For Producers For Providers. We are now processing credentialing applications submitted on or before March 31 2021.

Calling Availity Client Services. Find a doctor Contact us. You further agree that ABCBS and its affiliates its directors officers employees and agents.

1 800 AVAILITY or 1 800 282-4548. On average patients who use Zocdoc can search for a Dentist in Portland who takes Regence Blue Cross Blue Shield insurance book an appointment and see the Dentist within 24 hours. Please click Continue to leave this website in order to access the Plan Comparison Tool where you can compare medical plan costs.

Sma Testing During Pregnancy Cost

Spinal muscular atrophy SMA is a genetic disorder that affects the nerves of the spine. This gives parents to be a chance to find out whether or not their child can inherit this disease a concern which might have a major impact on whether or not they decide to go ahead with a pregnancy.

Maternit 21 Plus Test Integrated Genetics

Uninsured women will be responsible for the entire amount.

Sma testing during pregnancy cost. If a patient requests carrier screening for a particular condition for which testing is readily available and which reasonably would be considered in another screening strategy the requested test should be offered to her regardless of ethnicity and family history after counseling on the risks benefits and limitations of screening. For Estriol its 63. ACOG now recommends that all women who are pregnant or considering pregnancy be offered both cystic fibrosis CF and spinal muscular atrophy SMA carrier screening.

SMA causes these muscles to atrophy get smaller and become very weak. There is only a 25 chance each pregnancy of the child having SMA and a 75 chance each pregnancy that the child will be healthy. Testing referred to Integrated Genetics.

The tissue includes small structures called chorionic villi that have fetal DNA. Check with your healthcare provider andor your insurance plan to find out what it will cost you. To speak to a laboratory genetic coordinator before collecting specimens LabCorp Clients call 800-345-4363.

These nerves control muscles for breathing swallowing and movement of the arms and legs. Annons Från 199 kr - Alltid Fri Diskret Snabb frakt av graviditetstest. If you decide to get prenatal genetic testing for SMA the type of test will depend on the stage of your pregnancy.

During the ultrasound the technician will move a wand over your abdomen to generate a 2D or even 3D or 4D image of your growing baby. For prenatalfetal testing only. What will you pay.

That being said it is important to keep in mind that there are a few different factors that will determine the overall cost of. In some circumstances specimens from other family members may be required. Usually you can expect to spend about 500 on a paternity test.

Chorionic villus sampling CVS is a. Integrated Genetics clients call 800-848-4436. The unit costs were from a variety of published sources.

You can have this test 16 to 20 weeks into your pregnancy. Was the cases of SMA averted. SMA otherwise known as Spinal Muscular Atrophy is one of a number of prevalent genetic conditions that can be effectively tested for prior to a pregnancy.

Depending on the type SMA can cause severe disability and death. The purpose of SMA carrier screening is to determine if a couple is at increased risk for having a child with SMA the leading genetic cause of infant death. Carrier screening to help detect the risk of having a baby with a specific inherited disorder such as cystic fibrosis.

Multiple testing options providing information on the genetic health of your baby during the first and second trimesters. How much second trimester screening tests cost. Beginning October 25 Cleveland Clinic Laboratories will offer genetic testing for spinal muscular atrophy SMA.

Because one in every 19 people are gene carriers for CF or SMA the American Congress of Obstetricians and Gynecologists ACOG and the American College of Medical Genetics and Genomics ACMG both recommend that prospective parents and all women of childbearing age be tested. The condition occurs in 1 in 10000 live births and affects both males and females. SMA screening does not approach the cost-effective range 50-100000QALY until the cost of severe disease is over 7 million or the cost of the mild disease is over 17 million both of which are more than 20 times the baseline estimates.

The test called VeriYou costs less than 150. Spinal muscular atrophy SMA is a genetic disease that results in progressive muscle weakness and paralysis. The most severe type is usually diagnosed within the first few months of life.

The cost of carrier screening for an individual condition may be higher than the cost of testing through commercially available expanded carrier screening. A fair price for the AFP test is 43 according to HealthCare Bluebook. Annons Från 199 kr - Alltid Fri Diskret Snabb frakt av graviditetstest.

The benefits were discounted at a rate of 3 per annum. The cost categories were carrier screening foetal diagnostic testing amniocentesis pregnancy termination and the lifetime cost of a child with mild or severe disease. According to the American Pregnancy Association paternity testing can range from 250 and 2000.

You could be a carrier of SMA even if no one in your family has SMA and even if you already have children without SMA. The brain is not affected and they have been tested to have at least average to above average intelligence. Given during the second trimester at around 20 weeks the anatomy scan also known as a level 2 ultrasound makes sure baby is growing and developing as he should.

There are three types of SMA. This DNA will be tested for SMA. One out of 40 people is a carrier of this recessive gene.