Blue Cross Blue Shield Individual Health Insurance

Shop individual and family plans Before you enroll. Advertentie Unlimited access to Health Insurance market reports on 180 countries.

Affordable Health Insurance Quotes Anthem Blue Cross Individual Health Dental Insurance Marketplace Exchange

Continue reading to learn more about expenses over the year including a deductible copay and out-of-pocket maximum.

Blue cross blue shield individual health insurance. Class Representatives Plaintiffs reached a Settlement on October 16 2020 with the Blue Cross Blue Shield Association BCBSA and Settling Individual Blue Plans. Your out-of-pocket maximum is the most you pay per plan year for covered health expenses before the plan pays 100 of covered expenses for the rest of that year. Individual and family health insurance plans from Blue Cross and Blue Shield of Illinois deliver outstanding coverage and service.

Advertentie Compare 50 Global Health Insurance Plans for Expats living abroad. BCBSA and Settling Individual Blue Plans are called Settling Defendants Plaintiffs allege that Settling Defendants violated antitrust laws by entering into an agreement not to compete with each other and to limit competition among themselves. Advertentie Health Insurance Designed For Individuals Living Outside Their Home Country.

UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. BCBSTX is the leader in individual and family health insurance. - Fast Secure - Free Callback - Customizable Health plans - Worldwide Cover.

- Free Quote - Fast Secure - 5 Star Service - Top Providers. Get a Free Quote. But also a personal one.

Advertentie Compare Top Expat Health Insurance In Netherlands. Individual and family health insurance plans from Blue Cross and Blue Shield of Texas deliver outstanding coverage and service. Get the Best Quote and Save 30 Today.

1998-2021 BlueCross BlueShield of Tennessee Inc an Independent Licensee of the Blue Cross Blue Shield Association. Health insurance can be the key to your health and well-being. 1 Cameron Hill Circle Chattanooga TN 37402-0001.

BlueCross BlueShield of Tennessee is a Qualified Health Plan issuer in the Health Insurance Marketplace. Individual family plans. Tap into millions of market reports with one search.

Check out our affordable health plans and calculate your premium. This plans out-of-pocket maximum is of 8200 for individuals and 16400 per family. UNC Health does not offer Blue Cross or Blue Shield products or services.

BCBSIL is the leader in individual and family health insurance. Get a Free Quote. Advertentie Protect yourself from private medical expenses while living working abroad in Netherland.

Advertentie Get more out of your healthcare insurance. B is for Blue Cross. Once you begin monthly payments on your Anthem plan you will be covered for checkups and preventive care visits with a doctor in your network.

Looking After Your Health And Well-Being In These Unsettling Times Is Our Priority. B is for Blue Shield. Check out our affordable health plans and calculate your premium.

Metallic and limited duration medical plans as well as dental and vision plans for Arkansas residents who are NOT on Medicare. Advertentie Get more out of your healthcare insurance. A company-wide commitment yes.

Because each of us is a member too. So are we all in. It starts with our renewed promise to put you at the center of all we do.

Advertentie Compare 50 Global Health Insurance Plans for Expats living abroad. See what B is for. Are we ready to do whatever it takes.

And B is for being the change health care needs. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers.

Allowable Charges In Health Insurance

Eligible expenses are the reasonable and customary charges for physicians services and laboratory services where such services are not eligible for reimbursement under the participants provincial or territorial health insurance plan but where such services would be covered in one or more other provincialterritorial plans with the following important notations. It is the amount which the insurance originally pays to the claim.

Chapter 6 Health Insurance Chapter 6 Health Insurance Copyright C 2009 By The Mcgraw Hill Companies Inc All Rights Reserved Mcgraw Hill Irwin Ppt Download

If you have a 30 copay for office visits for example youll pay 30 and your insurance plan will pay 80.

Allowable charges in health insurance. The Allowable Charge is typically a discounted rate rather than the actual charge. Your health insurance company sets a price it will pay for each CPT code called an allowed amount. Many common medical costs are eligible as expenses if theyre and not covered under your provincial health plan though some may need to be prescribed by your doctor.

-also referred to as the Allowed Amount Approved Charge or Maximum Allowable. Your health insurance plan premiums are eligible as long as the plan covers medical services that are permissible under the Medical Expense Tax Credit and your plan must qualify as eligible under the CRAs rules. There are two methods to calculate vehicle.

If a cost is allowable it is allocable as either a direct cost or an FA cost depending on the recipients accounting system. Allowed amount The allowed amount is the most a health plan will pay for a health service. In order to calculate your total claim use the total amount of your CRA allowable medical expenses for that year minus 3 of your net income or 2302 whichever is the lesser of the two amounts.

An allowable charge is a cost that the health insurance company approves and will pay for a particular medical expense. Youve paid 1500 in health care expenses and met your deductible. Actual charges are the real costs that are associated with the specific care or treatment.

Coinsurance is your share of the costs of a health care service. Allowed amount. Pre-natal and post-natal treatments paid to a medical practitioner or a public or licensed private hospital.

You start paying coinsurance after youve paid your plans deductible. The portion of the 110 allowed amount that you have to pay will depend on the terms of your health plan. Your health insurance company will pay all or a portion of the remaining 80 minus any.

This is the maximum price your insurance will pay for that specific code. The maximum reimbursement the members health policy allows for a specific service. Allowed charges are also called approved charges or allowed amounts.

They can be claimed as a medical expense as long as 90 or more of the premiums paid under the plan are for eligible medical expenses. If the doctor is a member of your health insurance companys network of providers he or she may be required to accept 80 as payment in full for the visit - this is the Allowable Charge. Depreciation provincial tax and finance charges are all eligible.

If your health insurance plan has a deductible of. If driving to get medical care is necessary you can claim the cost of fuel oil license fees insurance maintenance and repairs including parts. The allowable amount also referred to as allowable charge approved charge eligible expense is the dollar amount that is typically considered payment-in-full by an insurance company and an associated network of healthcare providers.

Premiums paid to private health services plans including medical dental and hospitalization plans. Its usually figured as a percentage of the amount we allow to be charged for services. It is the balance of allowed amount.

May also be called eligible expense payment allowance or negotiated rate If your provider charges more than the plans allowed amount you may have to pay the difference. Use line 331 if you are claiming for other dependents such as close. The fixed dollar amount that patient.

Allowable charges differ from actual charges. Another policy with the same insurance company could set a totally different price. This is the dollar amount typically considered payment-in-full by an insurance company and an associated network of healthcare providers.

See also Usual Customary and Reasonable Charge. Health plans usually include a deductible that you must pay before your insurance plan will start to cover your eligible healthcare expenses. Often these expenses are straight-forward and include.

Allowed Amount The maximum amount a plan will pay for a covered health care service. As a self-employed individual you are in a unique situation as employer-paid plans are typically not eligible to be claimed. It is the maximum.

Public or private hospital services Doctor or physician expenses this varies by province please visit the CRA for details. The price is specific to your particular insurance policy. A health service could be a test procedure doctor visit or other types of treatments or services.

For some costs addressed in this section the text specifies whether the cost is usually a direct cost.

Blue Cross Blue Shield Of Texas Health Plans

Blue Cross and Blue Shield of Texas BCBSTX offer tools like Provider Finder and Premium Tax Estimator to help you understand your options and simplify the health plan shopping process. Increased 0 deductible.

Texas Aft New Trs Health Care Plans And Rates Approved By Trs Board Of Trustees Texas Aft

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Blue cross blue shield of texas health plans. Health plans on and off exchange in every county. All participants who do not have Medicare as their primary insurer will be automatically enrolled in HealthSelect of Texas administered. Increased 0 deductible and copay options on certain CSR qualified plans.

- Free Quote - Fast Secure - 5 Star Service - Top Providers. Justin Ford Kimball in 1929 as the nations first hospital pre-payment plan. Find the health insurance option that meets your needs.

- Free Quote - Fast Secure - 5 Star Service - Top Providers. Short-Term health insurance plans from Blue Cross and Blue Shield of Texas deliver outstanding coverage and service. We offer individual family and Medicare supplemental and Medicaid plans for your health care needs.

Get Your 2021 Health Care Plan Blue Cross and Blue Shield of Texas BCBSTX is proud to offer many health plans for you and your family. Anzeige Compare Top Expat Health Insurance In Switzerland. Go to Healthcaregov or call them at 800-318-2596 if you purchased your Blue Cross and Blue Shield plan on the Marketplace.

Texas Plans On and Off Exchange. Get the Best Quote and Save 30 Today. During this time you can apply for a 2021 BCBSTX Individual health plan for yourself or your family.

Open Enrollment ends soon. Anzeige Compare 50 Global Health Insurance Plans for Expats living abroad. We have health insurance plans across the state from Houston to San Antonio Dallas to Austin and in all counties.

To help you pay for higher out-of-pocket costs the plan allows you to participate in a tax-free health savings account HSA and receive monthly HSA contributions from the State of Texas Preventive services provided by an in-network doctor like annual check-ups and vaccinations are covered at 100 even if you havent met the deductible. Get a Free Quote. BCBSTX is the leader in Short-Term health insurance plans in.

We are able to forward inquires to licensed health insurance agencies and their agents who are qualified to discuss the health coverage options available in your state. Anzeige Compare Top Expat Health Insurance In Switzerland. The Blue Cross Blue Shield System is made up of 35 independent and locally operated companies.

Get the Best Quote and Save 30 Today. Blue Cross Blue Shield of Texas 2021 Plan Guide Ernie Harris March 26 2021 2326. Member access to covered benefits through providers with telehealth services.

Blue Cross Blue Shield of Texas - Health Insurance Texas. Buy health insurance from BCBSTX. Texas Plans On and Off Exchange.

BCBSTX has been proud to offer multiple qualified health plans in every county across Texas. Whats new in 2021. HMO plans will no longer be offered through the Texas Employees Group Benefits Program after August 31 2021.

To shop for insurance you will need to visit your local BCBS company. Texas Health Plans is a privately operated independent marketing website and is not part of or directly associated with any health insurance company or provider. Get a Free Quote.

Blue Cross and Blue Shield of Texas BCBSTX traces its origin to the non-profit Baylor Plan founded by Dr. Today BCBSTX is a Texas-based division of Health Care Service Corporation HCSC a mutual legal reserve company established and licensed in 1936.

What Is The Member Id On Insurance Card

The HBID can be used by members to access services covered by Fee-For-Service which are not covered by Horizon NJ Health. You can either use your SSN in place of your member ID OR contact your insurance carrier directly to obtain it.

Member Id Card Myblue

Information found on the sample Cigna ID cards featured in this brochure.

What is the member id on insurance card. If youre the policyholder the last two digits in your number might be 00 while others on the policy might have numbers ending in 01 02. SAMPLE ID CARDS FRONT OF CARD 3 6 9 8 8 2 2 5 5 7 1 1 4 4 1. The network name will appear on the ID card.

Expatriates and inpatriates to the US. Various logos may be displayed on member ID cards for Blue Cross Blue Shield BCBS Plans in the United States and International Licensees licensed through BCBSA. Details on card will be dependent on your specific insurance plan.

Your name and the names of any dependents covered by your policy. Ask the member for all insurance cards including his or her Health Benefits Identification Card HBID Medicare andor commercial coverage cards. Alphanumeric identifier composed of a threecharacter BCN prefix followed by a BCNissued contract number.

Name of the subscriber or member. There are multiple coverage options encompassing medical business travel medical dental life accidental death and dismemberment and a range of ancillary coverage. Blue Care NetworkEnrollee ID.

CareSource Member ID Cards This sheet can be used as a quick reference guide of a CareSource ID card. How to read your health insurance card. The type of plan you have HMO PPO etc.

Check your health insurance ID card. If you have more than six members on your plan youll receive an additional card. The contact information for your specific insurance carrier can be found under the Member Services Claims Info link of your Medical Overview page.

Indicates a seamless network where a patient can receive in-network care on a regional or statewide basis. A new member ID card will be printed and mailed following your insurance renewal time. Member ID cards may include one of the logos below that identify the type of coverage the member has andor indicate the providers reimbursement level.

For dental and vision coverage your SSN may be the member ID. Each family member covered under the plan is listed under the subscribers name. The standard BCN ID card layout ID cards for BCN products include the following.

How do I find my insurance member ID. Member ID cards may include one of the logos below that identify the type of coverage the member has andor indicate the providers reimbursement level. Image is a sample photo only.

The member ID card is used to identify a CareSource member. Contact your insurance company. 2 The name of your insurance company and contact information such as a customer service phone number email address and website.

Members may disenroll from CareSource and retain their previous ID card. It should be located on your insurance card. Contain the same basic information including.

Your policy number is the same as member id or subscriber id number. Use this number for billing and checking eligibility and benefits. If you have insurance for just yourself the subscriber ID will only be associated with you.

Its also the number health insurers use to look up specific members and answer questions about claims and benefits. So check and find yours. Most insurance cards in the US.

Member ID card reference guide At the time of service. The subscriber is the person with primary responsibility for the coverage. It does not guarantee eligibility or benefits coverage.

If you are finding it difficult to get your policy number on insurance card contact your company you will be asked some security questions. Use this ID number for all claims and inquiries. If more than one member in your household is insured through the same plan you will all have the same subscriber ID.

We offer Cigna Global Health Benefits plans for globally mobile employees including US. For patients with coinsurance submit claims to Cigna. This nine-digit ID number assigned by Medica is unique to you.

This number helps identify your specific Medica plan. Member ID cards may include one of several logos identifying the type of coverage the member has andor indicating the providers reimbursement level. Your subscriber ID is the number associated with your particular health care insurance plan.

This number is always on the front of the card. HOW TO FIND POLICY NUMBER ON INSURANCE CARD.

Anthem Extras Dental Insurance

Please print complete in blue or black ink only. Our plans cover preventive care like regular cleanings exams and X-rays and also procedures like fillings crowns and root canals.

Anthem Extras Senior Dental Ppo Vision Plan 2021

Call 877-991-4249 to ask about Blue Cross Blue Shield Dental Insurance.

Anthem extras dental insurance. Anthem Extras consist of three packages. Anzeige Extend your mandatory basic insurance with Sanitas Dental Basic dental insurance. Standard Premium and Premium Plus.

Anthem Extras Application 2 Types of Dental Plans. Protect your health and finances with dental insurance benefits from Anthem. 1 That amounts to between 15 and 50 a month for a dental insurance plan.

For many its a fantastic alternative to dental insurance. PO Box 5028. Choose Anthem as your individual and family dental plan provider today.

Our team members are specifically trained to confirm the benefits your coverage provides and maximize them to the fullest so you can leave the dental office feeling confident. Denver CO 80217-5028. Anthem Extras Packages offer varying levels of coverage copayments and annual benefit maximums for the following.

Anzeige Extend your mandatory basic insurance with Sanitas Dental Basic dental insurance. Our Standard Premium and Premium Plus packages offer Packaged dental and vision coverage that offers extra preventive beneits. Most Americans pay about 360 a year for dental insurance.

Send your completed application and payment to. Anthem is proud to announce the availability of Anthem Extras Packages for Seniors providing coverage for dental vision and other valuable benefits in one convenient package. Forgot Username or Password.

Anthem Blue Cross and Blue Shield. To apply for membership in an Anthem Extras Package or a stand-alone dental plan complete the Anthem Extras Packages application and send it back to us with payment for the first months premium at. Benefit from attractive partner discounts get CHF 100- per year for dental care.

How do I apply for membership in an Anthem Extras Package. Does dental insurance not fit into your familys monthly budget. The more you know about dental insurance coverage the more confidence you have when selecting the best plan.

Some things to remember about Anthem Extras. Medicare Coverage with Anthem. Box 5028 Denver CO 80217-5028.

A standalone dental plan from an insurance company like Anthem. Anthem Extras Packages or Premium Plus Dental can be purchased with one of our Medicare Supplement plans but we do not require membership in these plans to enroll. Learn what dental insurance covers why it is worth it and who typically needs it.

Let us help you compare plans today. Depending on your state and how much coverage you want included in your plan rates will vary. With the Anthem Dental Discount Plan you can get the necessary treatments you need at a flat rate all without having to worry about annual maximums deductibles waiting periods or speaking on the phone with insurance agents.

Plus learn about the importance of coverage for your whole family and our dental plan options that cover children orthodontics and. We offer three packages to complement your Medicare Supplement plan and help you reach for better health. Anthem Blue Cross has some new Dental Vision packages called Anthem Extras which can compliment all of our Medicare Supplement plans.

Anthem offers a variety of affordable dental insurance plans that can fit you and your family with no waiting periods for preventive and diagnostic care. The market need Health and related insurance coverage is confusing to most consumers and offering a. Wish you didnt have to meet a high deductible every time you wanted to cover dental costs.

Anthem Health Plans of Virginia Inc. Anthem Blue Cross and Blue Shield PO. Anthem Extras Packages are not available to members of Medicare Advantage plans.

Find affordable dental insurance plans that are easy to smile about with Anthem. To be eligible for enrollment you must be 65 years of age or older. Provided by most employers dental insurance is largely focused on preventive care and reduces the risk of a dental emergency occur at a later date.

A medical plan that includes dental benefits. Standalone dental insurance plans offer more choices and benefits and can include routine preventive care to complex procedures like root canals. Trades as Anthem Blue Cross and Blue Shield in Virginia and its service area is all of Virginia except for the City of Fairfax the Town of Vienna and the area east of State Route 123.

Anthem Extras Packages with your overall health in mind. Anthem Dental Insurance has everything you need to keep you teeth clean and healthy. Benefit from attractive partner discounts get CHF 100- per year for dental care.

All three offer valuable benefits and services. Anthem Extras Packages Senior Enrollment Application for Virginia Anthem Health Plans of Virginia Inc.

Medi Urgent Care

Find Urgent Care services. We are able to.

Medi Station Urgent Care

When to use 111.

Medi urgent care. Were open seven days a week up to 12 hours a day with no appointment needed. Medi Urgent Care Center is open Mon Tue Wed Thu Fri Sat Sun. We will continue to see patients via tele-medicine visits and are providing Covid -19 testing in office and for employers.

Marque Urgent Care is the perfect alternative for most non-emergency situations. When to visit an urgent treatment centre walk-in centre or minor injury unit NHS out-of-hours services. Find urgent care services.

Ad Emergency Care Can Be Arranged Quickly But Quality Safety Of Care Is Never Compromised. Welcome to the Medi-Cal Provider Home Under the guidance of the California Department of Health Care Services the Medi-Cal fee-for-service program aims to provide health care services to about 13 million Medi-Cal beneficiaries. However for those requiring further diagnostic tests such as MRI or CT scanning or further hospital treatment we have a permanent rota of on-call consultants from multiple medical specialties who are available to provide care quickly.

- 7 pm Sat - Sun 8 am. FastMed has almost 200 walk-in locations throughout Arizona North Carolina Texas Florida and California. Make Marque your one-stop shop for.

You can save time and money by going to one of our urgent care facilities for broken bones bad colds to rashes and infections. The examination for the Diploma in Urgent Medical Care is designed to test the knowledge skills and behaviours of multi-disciplinary urgent medical care practitioners. Unforeseen Circumstances Can Arise Meaning You Need Emergency Care As Soon As Possible.

Medi-Station continues to be open but we are still limiting our office hours. Click Here for Covid19 Testing. Unforeseen Circumstances Can Arise Meaning You Need Emergency Care As Soon As Possible.

Enter a location below to continue or browse all locations. Urgent and emergency care services. Our urgent care doctors are able to cope with most conditions successfully treating around 85 of patients immediately on-site.

Services the NHS provides if you need urgent or emergency medical help. MD Urgent Care Services 637 Westfield Ave. Elizabeth NJ 07208 908 691-3800 Phone.

Our services are available during convenient hours including evenings and holidays with no appointment necessary. When to go to AE. Medical Urgent Care is staffed with highly qualified and certified providers trained in the care and management of urgent and routine medical needs of our adult and pediatric patients.

Just walk in when you need care or services. The Medi-Cal fee-for-service program adjudicates both Medi-Cal and associated health care program claims. We also have a courteous efficient and well-equipped staff to care for our patients and can perform lab tests and have X-ray on site for evaluation of injuries.

Our urgent care services are available without an appointment and should be used when you seek treatment on the day you visit. If you need immediate medical attention go directly to the Emergency Room or call 911. When to call 999.

Ad Emergency Care Can Be Arranged Quickly But Quality Safety Of Care Is Never Compromised. MedRite Urgent Care provides residents and visitors of the greater New York City area NY and Miami FL with a modern solution for urgent medical treatment and routine healthcare. Faculty Medical Group - Redlands Blvd.

Urgent Care 25828 Redlands Blvd Suite 103 Redlands CA 92373 Open Mon - Fri 8 am. Please stay well as the city re-opens and call the office with any questions regarding your healthcare needs.

Blue Cross Blue Shield Group Number On Card

What is the member number on an insurance card. Keep in mind that this is only a sample card and your card may look different.

Https Www Bcbsks Com Customerservice Providers Publications Institutional Manuals Pdf Quick Guide To Bcbs Member Id Cards Pdf

Bring your Blue Cross or Blue Plus ID card whenever you visit a doctor or pharmacy or other medical provider.

Blue cross blue shield group number on card. Groups with the BlueStages SM will see the plan name Blue Cross Group Medicare Supplement SM on their member ID cards for 2020. 800-257-9980 To locate participating providers outside of Michigan. View a sample BCBS member card.

Depending on the chosen program you can partially or completely protect yourself from unforeseen expenses. Your BCBS ID card has your member number and in some cases your employer group number. If you suspect fraud.

Rufen Sie den Mitgliederdienst unter der Nummer auf Ihrer ID-Karte an Anrufen 1-800-472-2689 TTY. Your membership ID number guarantees and identifies you as a secured individual from Blue Cross and Blue Shield. Generally the numbers after the 3HZN are what doctors and hospitals will need from you.

ID cards for the following products and programs do not have a three-character prefix. Policy number on insurance card blue cross blue shield is a tool to reduce your risks. Enter the first three letters of the Identification Number from your member ID card.

If you havent received your ID card yet you can use the ID number and group number from your welcome letter to log into Blue Access for Members SM BAM to print a temporary ID card. To be certain of a members benefit level always verify eligibility and benefits electronically with Blue Cross and Blue Shield of Kansas or by calling 1800676BLUE 2583. 800-810-2583 Misuse may result in prosecution.

As a current member you can access your benefits and services from your local Blue Cross Blue Shield company. Your 1 Member ID number 2 Rx BIN 3 PCN and 4 Group ID or Rx Group number are the four numbers that uniquely identify you and your Medicare Part D prescription drug plan - and these four numbers are usually found on your Medicare Part D Member ID card and most of you Medicare plan correspondence or printed. Your member ID card provides the following information to your provider.

Your Member ID Number. The sample card below shows where you might find your member ID number and your group number. Health Plans NEHP carry the national Blue Cross Blue Shield logo you see here.

You may occasionally see ID cards for people who are covered by a Canadian Blue Cross Plan. Copayment amounts Copayments may be listed for. Please note that claims for Canadian Blue Cross.

Your member ID number will also be listed on your welcome letter. Blue Cross Group MedicareRx SM is the new name of Blue Cross Group MedicareRx PDP SM. Most Blue Cross and Blue Shield BCBS branded ID cards display a three-character prefix in the first three positions of the members ID number.

And if the accident insurance event occurs the insurance company will bear all or all of the costs in full or in part. Use the correct prefix to ensure the claim is routed to the correct Plan. If you are in a plan through your job or another group it will also be listed on your card.

Blue Cross and Blue Shield of Florida is an Shield Association. Im trying to register for labor and delivery at the hospital but cannot locate my policy number and group number. Other plan documents will say BlueStages.

To locate a participating provider outside of Florida Cross and Blue Shield plan serving your area. Canadian ID cards The Canadian Association of Blue Cross Plans and its member Plans are separate and distinct from the BCBSA and its member Plans in the United States. Office visits OV Behavioral health visits BH.

Its significant on the grounds that it is the means by which you access your advantages when you need care much like a charge card lets you utilize your record to make buys. How will you use your member ID number. If you speak a language other than English language assistance services are available to you free of charge.

However there are some exceptions. It provides Medicare Part D prescription drug coverage. Services will be made in accordance with your non-PPO contract with Blue Cross and Blue Shield of Kansas.

Your member ID number will also be listed on your welcome letter. Member ID number Your member ID number is made up of a series of letters and numbers. Youll need this information when receiving medical services at the doctor or pharmacy or when calling customer service for assistance.

Blue Cross and Blue Shield of Florida is an Independent Licensee of the Blue Cross and Blue Shield Association. Your name and member identification number and a group number if applicable The name of your plan. I cant see them on my card so where can I find the information.

ID number A three-character prefix is part of most member ID numbers. Possession of this card does not guarantee eligibility for benefits. It will be the same for everyone covered under your Horizon BCBSNJ plan and will remain as your ID number for as long as you are the subscriber of the health plan.